am now an Australian permanent resident. Can I defer my fees to HECS-HELP? Updated 10/02/2022 09.00 AM No. To access a HECS-HELP loan you must be studying in a Commonwealth supported place, AND: be an Australian Citizen, or be the holder of a Permanent Humanitarian visa, or be an eligible former Permanent Humanitarian Visa holder, or be an eligible New Zealand Citizen who holds a Special Category visa (SCV). As an Australian permanent resident you need to pay your fees upfront prior to the census date of each trimester.

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